A benevolent organization, such as CPI, purchases the land on which the village will be built.

Mortgages are extended to landless families that have been selected to participate in building the village. Each mortgage is held jointly by husband and wife.

The land is subdivided into a communal lot and individual lots.

The participants cooperate in constructing their homes.

The participants form a cooperative which provides the economic structure for generating income.

The participants grow crops individually for their own use and communally for the cooperative to sell on the open market.

Income from the cooperative enables the participants to pay off the mortgages on their houses and land.

The repaid mortgages are used by the organization to finance the building of a new village.